Our Pricing* Lowest Rates for customers with excellent  financial health and credit 9% *Total Interest: Percentage 13.99% Annual Percentage Rate Fees One-time origination fee to cover cost of servicing and processing the loan. 1st loan: 2.5% of loan amount 2nd loan: 1.25% of loan amount 3rd+ loan: 0-1.25% of loan amount $20 monthly maintenance fee which is waived for 6 months if you draw $5,000 or more in the first five days of opening your account. There are no fees to draw money Sample Draw and Payback On a 12 month, $100,000 loan with 9% Total Interest Percentage, your interest cost is $9000, for a total loan payback amount of $109,000. On a 6 month, $10,000 line of credit with19.99% Annual Percentage Rate, your interest cost is $527.27,  for a total repayment of $10,527.27. Your line of credit will be less expensive if you pay  the loan back faster – total payback in a week would be $10,038.44. *Total Interest Percentage calculates the total amount of interest you pay